Read the target right before you act. A value read minutes earlier is a race.
persistence/transactions
A writer reads a whole record, changes one part and writes the whole thing back (or unconditionally sets a high-water mark, or stamps rows in a sweep) with no version check — no 'write only if it is still what I read', i.e. compare-and-set — that the record's other writers rely on, so a concurrent or later legitimate write is silently erased: the classic lost update.
Two browser tabs each load the settings JSON, change one field and save the whole object; the second save wipes the first tab's change.
No version check exists at all, unlike a version token that is present but taken from the wrong place (Laundered Version Token); the writer is not a former owner writing after losing ownership (Ghost Owner Write), and the loss can be sequential as well as concurrent.